Terms of Use

The content, calculators, quizzes, and presentations on this site are provided for general education. They are not tax, legal, or investment advice, and they are not an offer to sell or a solicitation to buy any insurance product in any state where such an offer would not be permitted.

Any figures shown are illustrative and depend on age, health, state, carrier, product, underwriting, payout selection, and other factors. Actual results will vary. Product guarantees depend on the terms of the contract and the claims-paying ability of the issuing insurance company.

• Provide accurate information when you submit a form.
• Do not submit information about another person without their permission.
• Do not attempt to disrupt, scrape, or gain unauthorized access to the site.

Links to carriers, government resources, nonprofits, and trusted professionals are provided as a convenience. We do not control and are not responsible for the content or practices of those sites.

Original text, tools, and layouts on this site belong to Michael Fox Insurance. Personal and educational sharing is welcome; republishing the material commercially is not permitted without written permission.

The site is provided "as is." To the extent permitted by law, Michael Fox Insurance is not liable for losses arising from use of, or reliance on, information found here. Decisions about coverage should be made after reviewing the actual policy documents with a licensed professional.

Email michaelfox133@icloud.com.