Michael Fox — Licensed Insurance Advisor
Michael Fox Insurance
Phone: 856-676-9358
Email: michaelfox133@icloud.com
michaelfoxinsurance.online
Michael Fox Insurance
Printed September 16, 2026
Retirement income, protection, and care planning
Protect your family, your retirement savings, and the choices you want to keep.
Michael Fox helps individuals, couples, and families compare life insurance, long-term care protection, and retirement-income options — in plain English and without pressure.
Independent guidance • Multiple carriers • Phone and virtual consultations
Trusted by families and by financial professionals Michael coaches.
Michael Fox
Licensed Insurance Professional • Cherry Hill, New Jersey
Serving clients by phone and virtual meeting • More than 25 years of financial-services experience
What prospects compare most
Helpful coverage decisions, explained simply.
Life Insurance
Protect income, pay off debt, fund education, and leave your family with choices.
Learn what mattersLong-Term Care
Plan for care at home, assisted living, or nursing care before a crisis forces decisions.
Learn what mattersAnnuities
Plan how to live on accumulated savings with dependable retirement income strategies.
Learn what mattersMy mother’s experience changed my family — and changed the work I feel called to do.
My mother’s experience with dementia and long-term care showed me what families carry when care is needed and no plan is in place. I watched the emotional, physical, and financial toll affect everyone who loved her. Our family had to make difficult decisions while trying to protect her safety, dignity, and comfort.
I cannot change what happened to my family, but I can use what we learned to help another family prepare sooner. That is why I am committed to having this conversation with people while they still have time, choices, and the health required to qualify for coverage.
If my family’s experience can spare another family even one ounce of what we carried, sharing this story will have been worth it.
In loving memory of my mother — and in service to every family that still has time to prepare.
— Michael Fox
Trusted by industry professionals
Guidance shaped by coaching advisors across the country.
In addition to helping families make insurance decisions, Michael coaches insurance professionals on mindset and strategy. That means clients work with someone trusted by other experts to sharpen how they serve people.
Hear from industry professionals who have worked with Michael and value his strategic, practical approach.
Real conversations. Real protection.
No pressure. No jargon. Just patient, honest guidance from someone who treats your family's plan like it's his own.
I'd put off life insurance for years — every quote felt like a sales pitch. Michael spent forty-five minutes on the phone walking me through what we actually needed, then came back with three options across different carriers and just… let me pick. We landed on a 20-year term that costs less than our streaming subscriptions. I sleep better now.
Life insuranceSarah M.
Mom of two, New Jersey
My mom's care costs blindsided our family. When my husband and I started looking at long-term care for ourselves, I expected another agent trying to upsell us. Michael didn't. He showed us the math, told us honestly which hybrid policy fit our budget, and explained what wouldn't work for us and why. That kind of straight talk is rare.
Long-term care planningLinda K.
Retired teacher, Pennsylvania
I'm 63 and the idea of running out of money in retirement kept me up at night. Michael laid out how an annuity could give me a paycheck for life — no jargon, no pressure. He even talked me out of putting in more than I should have. I've never had an advisor tell me to slow down before. That's when I knew I'd called the right person.
Annuities & retirement incomeDavid R.
Soon-to-be retiree, Delaware
Names and identifying details have been changed to protect client privacy. Testimonials describe individual experiences and are not a guarantee of future results.
How working together looks
Three simple steps, no rushed decisions.
Want to dig deeper?
Every calculator, guide, comparison, and resource hub is still here — organized so you can find the one you need.
Tools and calculators
Coverage calculator, instant quote, fee reveal, and more.
ExplorePlain-English guides
Long-term care, Medicare, Social Security, estate planning, and annuities.
ExploreEverything on this site
The full directory of guides, comparisons, intakes, and resource hubs.
ExplorePrefer to just talk it through? Schedule a no-pressure 15-minute conversation.
Free consultation
Let’s make the next decision clearer.
Bring your questions, existing policies, and goals. You’ll leave with a clearer understanding of your options — even if now is not the right time to make a change.