Section 1
About me & my spouse
The basics — for the people who'll be making calls and signing paperwork on your behalf.
Michael Fox — Licensed Insurance Advisor
Michael Fox Insurance
Phone: 856-676-9358
Email: michaelfox13@gmail.com
michaelfoxinsurance.online
In Case I'm Gone — Survivor Binder
The information my spouse and family will need on day one
Printed June 18, 2026
Free Interactive Worksheet
Build the binder your spouse will need on day one.
Answer the prompts below. Your answers save automatically to this browser as you type — nothing is uploaded, nothing leaves your computer. When you're done, hit print and you'll get a clean, branded PDF your spouse, kids, or executor can open on the hardest day of their life and not have to investigate your financial life.
Your progress
0% complete
Privacy: everything is saved in your browser's local storage only. We never see your answers. Use the "Download backup" button to keep a copy elsewhere.
Sections
- 1About me & my spouse
- 2First 14 days — what to do first
- 3Our professional team
- 4Income streams (what stops, what continues)
- 5Bank & brokerage accounts
- 6Retirement accounts (IRA, 401(k), HSA, 403(b))
- 7Life insurance policies
- 8Long-term care, disability & health insurance
- 9Real estate & vehicles
- 10Business interests (if any)
- 11Debts & recurring bills
- 12Digital life & passwords
- 13Legal documents — where they live
- 14Final wishes — funeral, burial, ceremony
- 15Letters & messages
Section 2
First 14 days — what to do first
If I'm gone, these are the only things that need to happen in the first two weeks. Everything else can wait.
Section 3
Our professional team
The people who already know our situation. Call them in order.
Section 4
Income streams (what stops, what continues)
Map every recurring dollar coming in. The day after, some of these stop. Your spouse needs to know which.
No income sources added yet.
Section 5
Bank & brokerage accounts
Every checking, savings, money market, CD, and brokerage account.
No accounts added yet.
Section 6
Retirement accounts (IRA, 401(k), HSA, 403(b))
Tax-deferred accounts have specific beneficiary rules. Make sure your spouse calls the advisor BEFORE moving any of these.
No retirement accounts added yet.
Section 7
Life insurance policies
Every policy — term, whole life, universal, group through employer, mortgage life, AD&D.
No policys added yet.
Section 8
Long-term care, disability & health insurance
What pays for care, what replaces income, what covers the doctor.
No policys added yet.
Section 9
Real estate & vehicles
Homes, land, rentals, vehicles, boats — and how each is titled.
No property / vehicles added yet.
Section 10
Business interests (if any)
If I own a business — even partially — this is the section that prevents months of paralysis.
Section 11
Debts & recurring bills
What gets paid, from where, on what day. So nothing important shuts off in the chaos.
No bill / debts added yet.
Section 12
Digital life & passwords
Never write passwords on paper. Reference the password manager and master-key location instead.
Section 13
Legal documents — where they live
Don't store originals here. Tell your spouse where they ARE.
Section 14
Final wishes — funeral, burial, ceremony
The single most loving thing you can write. It removes a hundred small decisions from someone in shock.
Section 15
Letters & messages
Optional — but the part your family will keep forever.
No letters added yet.
Before you print — three rules
- Never write passwords on paper. Reference your password manager and the location of its emergency kit instead.
- Tell two people where the binder is. Your spouse and one other person (sibling, adult child, executor). A binder no one can find is no binder at all.
- Re-print once a year. Birthday, anniversary, January 1 — pick a day. Accounts, balances, and beneficiaries shift.
Want a second set of eyes on what you wrote?
In one conversation we walk through your binder, flag the gaps (missing beneficiaries, wrong titling, expired POAs), and build the survivor income plan that sits behind it. Bring both of you.
Educational worksheet only — not legal, tax, or accounting advice. Specific recommendations depend on your state, household, and carrier options.